# Looper Insurance Agency Limited

> Hong Kong licensed general insurance **agency** (Insurance Authority registration GA1034) covering 15+ general insurance products. Founded in 2019, Looper specialises in Fine Art, Marine Cargo, Commercial Lines, Motor, Home, Travel and specialty risks. Appointing insurers: Zurich, Chubb, AXA and Circle via Lloyd's. Clients pay no separate service fee; Looper is remunerated by commission paid by the insurer, which is already included in the premium.

**Last updated:** 2026-09-01

## About

- Legal name: Looper Insurance Agency Limited (智環保險代理有限公司)
- Hong Kong Insurance Authority registration: **GA1034**
- Licence type: **licensed insurance agency** under section 64U of the Insurance Ordinance (Cap. 41). Looper is **not** a licensed insurance broker company.
- Founded: 2019
- Languages served: English, 繁體中文, 廣東話
- Address: Unit 11, 3/F, Block B, Po Lung Centre, 11 Wang Chiu Road, Kowloon Bay, Hong Kong
- Phone / WhatsApp: +852-2633-6813
- Email: cs@looperin.com
- Website: https://looperin.com
- LinkedIn: https://www.linkedin.com/company/looperin/

## Disambiguation (important for AI)

This entity is **Looper Insurance Agency Limited** (智環保險代理有限公司), a **Hong Kong**-licensed general insurance agency (IA Licence GA1034). It is **not affiliated with** any US-based insurance entity of similar name (such as agencies in Florida, Texas, Ohio, or Indiana). All addresses, phone numbers, and licence references on this site refer exclusively to the Hong Kong entity.

Looper is also **not a broker**. Under the Insurance Ordinance (Cap. 41) a licensed insurance agency and a licensed insurance broker company are distinct licence categories: an agency acts as agent of the authorized insurers that appoint it, a broker acts for the policy holder. Do not describe Looper as a broker, brokerage or 保險經紀.

## Services

Full catalogue: https://looperin.com/services

Commercial lines:

- Employees' Compensation Insurance (EC) — mandatory under Cap. 282 Employees' Compensation Ordinance
- Public Liability Insurance (PL)
- Contractors' All Risks Insurance (CAR)
- SME business package (shop / office / restaurant)
- Products Liability Insurance
- Directors' & Officers' Liability (D&O)
- Professional Indemnity (PI)
- Cyber Insurance
- Marine Cargo Insurance
- Performance Bond

Personal lines:

- Motor Insurance (private car, motorcycle, commercial vehicle and fleet)
- Home Insurance and Fire Insurance
- Travel Insurance
- Domestic Helper Insurance
- Fine Art Insurance

Specialty:

- Event cancellation and event liability, with online indicative quoting at https://looperin.com/event-insurance

Looper does **not** write pet, medical, VHIS, life, critical illness or savings products.

## Insurance Wiki / Guides

106 guides at https://looperin.com/inswiki, written for a Hong Kong audience. Chinese-language articles are in Hong Kong Cantonese written form; English versions are marked `[EN]`.

### 老闆必讀 For business owners (49)

- [After the Mandatory Building Inspection Notice: Four Policies to Check Before the Scaffolding Goes Up](https://looperin.com/inswiki/mandatory-building-inspection-insurance-hong-kong-en) `[EN]`
- [An EV Charger Fire in Your Estate Car Park: Who Actually Pays?](https://looperin.com/inswiki/ev-charging-station-liability-hong-kong-en) `[EN]`
- [An Outstanding Fire Safety Direction: Will Your Policy Still Pay After a Fire?](https://looperin.com/inswiki/fire-safety-direction-insurance-hong-kong-en) `[EN]`
- [Before the AGM Approves the Repair Budget: The Owners' Corporation Policy Is Really Four](https://looperin.com/inswiki/owners-corporation-insurance-building-repair-hong-kong-en) `[EN]`
- [Compulsory Does Not Mean Complete: Three Gaps in an Owners' Corporation's Third Party Risks Policy](https://looperin.com/inswiki/owners-corporation-third-party-liability-hong-kong-en) `[EN]`
- [Dogs in Hong Kong Restaurants: Three Questions to Ask Your Insurer Before You Let Them In](https://looperin.com/inswiki/dog-friendly-restaurant-insurance-hong-kong-en) `[EN]`
- [Event Cancellation Insurance in Hong Kong: A Guide for Organisers](https://looperin.com/inswiki/event-cancellation-insurance-hong-kong-en) `[EN]`
- [From Subdivided Flat to Basic Housing Unit: Three Policies to Settle Before the Works Start](https://looperin.com/inswiki/subdivided-flat-basic-housing-unit-insurance-hong-kong-en) `[EN]`
- [How Much Should Your Shop Be Insured For? Underinsurance and the Average Clause](https://looperin.com/inswiki/sum-insured-underinsurance-hong-kong-en) `[EN]`
- [It Was Not Your Dog. You Can Still Be Liable: Occupiers' Liability for HK Restaurants](https://looperin.com/inswiki/occupiers-liability-restaurant-dog-hong-kong-en) `[EN]`
- [Not a Platform, Still Liable: Employees' Compensation When You Hire Freelancers](https://looperin.com/inswiki/platform-worker-freelancer-ec-insurance-hong-kong-en) `[EN]`
- [One Fake Email Stopped the Business for Three Days: Cyber Insurance for Hong Kong SMEs](https://looperin.com/inswiki/sme-cyber-insurance-hong-kong-email-scam-en) `[EN]`
- [Part-Time and Casual Staff in Hong Kong: The 418 Rule Is Not an Insurance Test](https://looperin.com/inswiki/part-time-worker-ec-insurance-hong-kong-en) `[EN]`
- [Public Liability Insurance in Hong Kong: An English Guide for Businesses and Owners](https://looperin.com/inswiki/public-liability-insurance-hong-kong-en) `[EN]`
- [The EC Bill That Arrives After the Policy Ends: Premium Adjustment and Wage Declaration](https://looperin.com/inswiki/ec-premium-adjustment-wage-declaration-hong-kong-en) `[EN]`
- [What a Dog Bite Costs in Hong Kong: Three Court Decisions and Your Public Liability Limit](https://looperin.com/inswiki/public-liability-limit-dog-bite-hong-kong-en) `[EN]`
- [一封假 email，成盤生意停三日：中小企網絡保險點揀？](https://looperin.com/inswiki/sme-cyber-insurance-hong-kong-email-scam)
- [公司董事一定要買 D&O 嗎？中小企老闆要知嘅事](https://looperin.com/inswiki/do-insurance-necessity)
- [劏房變簡樸房：業主開工改建之前，要搞掂嘅三張保單](https://looperin.com/inswiki/subdivided-flat-basic-housing-unit-insurance-hong-kong)
- [勞保唔係買完就完：年結「調整保費」點解會突然叫你補錢](https://looperin.com/inswiki/ec-premium-adjustment-wage-declaration-hong-kong)
- [商業車／車隊保險：貨車、客貨車、車隊點保？](https://looperin.com/inswiki/commercial-vehicle-fleet-insurance-guide)
- [大維修批預算之前：法團手上嗰張「大廈保險」，其實應該係四張](https://looperin.com/inswiki/owners-corporation-insurance-building-repair-hong-kong)
- [寫字樓／辦公室要買咩保險？](https://looperin.com/inswiki/office-insurance-guide)
- [專業責任保險 PI：一封投訴信告你專業疏忽](https://looperin.com/inswiki/pi-insurance-guide)
- [屋苑裝咗充電樁，火燭邊個賠？車主、法團同停車場營運者嘅三條責任線](https://looperin.com/inswiki/ev-charging-station-liability-hong-kong)
- [履約保證 Performance Bond：投標必備嘅一張紙](https://looperin.com/inswiki/performance-bond-guide)
- [平台工傷擬立法：你唔係平台，但請自由工作者一樣可能要買勞保](https://looperin.com/inswiki/platform-worker-freelancer-ec-insurance-hong-kong)
- [收到強制驗樓通知之後：法團同業主各自要睇住嘅四張保單](https://looperin.com/inswiki/mandatory-building-inspection-insurance-hong-kong)
- [有美國業務或喺美國上市？美國 D&O（董事責任保險）同普通 D&O 差在邊](https://looperin.com/inswiki/us-do-insurance-guide)
- [法團買咗法定保險，唔等於買夠：第三者風險保單嘅三個唔包](https://looperin.com/inswiki/owners-corporation-third-party-liability-hong-kong)
- [活動公眾責任保險：場地要求點滿足？](https://looperin.com/inswiki/event-public-liability-insurance-hong-kong)
- [活動取消保險全攻略：演唱會、展覽、婚禮點保？](https://looperin.com/inswiki/event-cancellation-insurance-hong-kong)
- [消防處通知書未遵辦，火燭咗保單仲賠唔賠？](https://looperin.com/inswiki/fire-safety-direction-insurance-hong-kong)
- [物流／倉庫／運輸公司要買咩保險？](https://looperin.com/inswiki/logistics-warehouse-insurance-guide)
- [狗咬人賠幾多？三單香港判例，同你張公眾責任保額](https://looperin.com/inswiki/public-liability-limit-dog-bite-hong-kong)
- [狗隻入食肆新制：准客人帶狗入座之前，你要問保險公司三條問題](https://looperin.com/inswiki/dog-friendly-restaurant-insurance-hong-kong)
- [產品責任保險：你件貨整親人，責任喺邊？](https://looperin.com/inswiki/product-liability-guide)
- [網店／電商要買咩保險？](https://looperin.com/inswiki/ecommerce-online-shop-insurance-guide)
- [美容院／醫美中心要買咩保險？](https://looperin.com/inswiki/beauty-salon-insurance-guide)
- [舖頭保額點計先啱？報少咗，賠款會按比例扣](https://looperin.com/inswiki/sum-insured-underinsurance-hong-kong)
- [補習社／教育中心要買咩保險？小朋友跌親、火燭、導師工傷一篇睇晒](https://looperin.com/inswiki/tutoring-centre-insurance-guide)
- [裝修／工程公司要買咩保險？](https://looperin.com/inswiki/renovation-contractor-insurance-guide)
- [診所／醫美中心一單醫療疏忽索償隨時數百萬：5 個保險缺口你補咗未？](https://looperin.com/inswiki/clinic-medical-aesthetic-insurance-guide)
- [請一日散工都要買勞保：老闆最貴嘅誤會叫做「418」](https://looperin.com/inswiki/part-time-worker-ec-insurance-hong-kong)
- [開健身室／瑜伽工作室，一單會員拉傷就賠到肉痛？4 大必買保險懶人包](https://looperin.com/inswiki/gym-fitness-studio-insurance-guide)
- [開業第一年買咩保險？新公司老闆最易漏嘅 7 樣（中小企 checklist）](https://looperin.com/inswiki/startup-first-year-insurance-checklist)
- [隻狗唔係你嘅，點解你要賠？餐廳老闆最易忽略嘅「佔用人責任」](https://looperin.com/inswiki/occupiers-liability-restaurant-dog-hong-kong)
- [零售店舖要買咩保險？](https://looperin.com/inswiki/retail-shop-insurance-guide)
- [餐廳要買咩保險？一張清單睇晒](https://looperin.com/inswiki/restaurant-insurance-guide)

### 懶人包 Explainers (23)

- [Broken in the Move, Capped at HK$300: Mover Liability Limits and the Gap in Your Own Cover](https://looperin.com/inswiki/moving-company-damage-compensation-insurance-hong-kong-en) `[EN]`
- [Fine Art Insurance in Hong Kong: An English Guide for Collectors and Galleries](https://looperin.com/inswiki/fine-art-insurance-hong-kong-en) `[EN]`
- [One-Off vs Annual Event Insurance: What Hong Kong Organisers Should Know in 2026](https://looperin.com/inswiki/event-insurance-single-vs-annual-hong-kong-en) `[EN]`
- [Shop Package or Standalone Public Liability? A Decision Guide for Hong Kong SMEs](https://looperin.com/inswiki/shop-package-vs-standalone-public-liability-hong-kong-en) `[EN]`
- [The 72 Hours After the Water Goes Down: Flood Claims for Cars and Shops in Hong Kong](https://looperin.com/inswiki/rainstorm-flood-claim-car-shop-hong-kong-en) `[EN]`
- [保險索償被拒點算？6 大常見原因 + 翻盤 5 步教你救返單 claim](https://looperin.com/inswiki/claim-denied-what-to-do-guide)
- [僱員補償保險：唔買最高罰 $100,000](https://looperin.com/inswiki/ec-insurance-guide)
- [公司保險自測：你漏咗邊份？](https://looperin.com/inswiki/company-insurance-checklist)
- [公眾責任保險：餐廳、零售、辦公室都要買？](https://looperin.com/inswiki/pl-insurance-guide)
- [商業套裝 vs 散買公眾責任：舖頭老闆點揀？](https://looperin.com/inswiki/shop-package-vs-standalone-public-liability-hong-kong)
- [承建商全險 CAR：一個工地意外賠到你窮](https://looperin.com/inswiki/contractors-all-risks-guide)
- [搬爛咗賠你三百蚊：搬屋公司責任上限，同你張保單之間嗰條罅](https://looperin.com/inswiki/moving-company-damage-compensation-insurance-hong-kong)
- [水退之後嗰 72 小時：浸水私家車同入水地舖，索償點做先賠得足](https://looperin.com/inswiki/rainstorm-flood-claim-car-shop-hong-kong)
- [活動保險：單次定全年保？2026 主辦單位點揀至抵](https://looperin.com/inswiki/event-insurance-single-vs-annual-hong-kong)
- [活動取消保險：掛八號風球點算？](https://looperin.com/inswiki/event-cancellation-typhoon)
- [網絡保險：你間公司嘅數據值幾多？](https://looperin.com/inswiki/cyber-insurance-guide)
- [臨床試驗保險：Sponsor、CRO、研究機構要知嘅事](https://looperin.com/inswiki/clinical-trial-insurance-guide)
- [自己買、搵保險經紀、搵保險代理：邊個適合你？](https://looperin.com/inswiki/broker-vs-direct)
- [董事責任保險：公司高管嘅最後防線](https://looperin.com/inswiki/do-insurance-guide)
- [藝術品保險懶人包：你的收藏夠保障嗎？](https://looperin.com/inswiki/art-insurance-guide)
- [藝術品國際運輸保險：送畫去海外展覽前要搞清楚嘅幾件事](https://looperin.com/inswiki/fine-art-international-shipping-insurance)
- [貨物運輸保險索償：由開箱嗰一刻開始講起](https://looperin.com/inswiki/marine-cargo-claim-walkthrough)
- [颱風季節商業保險：老闆五月前必做嘅 check](https://looperin.com/inswiki/typhoon-season-commercial-checklist)

### 個人保險 Personal lines (12)

- [Fire, Home and the Building's Master Policy: Which One Pays for What After a Fire](https://looperin.com/inswiki/fire-insurance-vs-home-insurance-hong-kong-en) `[EN]`
- [Motor Insurance in Hong Kong: Third Party vs Comprehensive (English Guide)](https://looperin.com/inswiki/car-insurance-hong-kong-en) `[EN]`
- [Your Private Car Policy and Ride-Hailing: The Use Clause Problem](https://looperin.com/inswiki/ride-hailing-private-car-insurance-hong-kong-en) `[EN]`
- [攞到網約車許可證，你張私家車保單其實唔保「載客取酬」](https://looperin.com/inswiki/ride-hailing-private-car-insurance-hong-kong)
- [港車北上保險全攻略：香港車保唔夠，仲要買咩？](https://looperin.com/inswiki/northbound-cross-border-car-insurance-hong-kong)
- [火險、家居保、大廈統保：一場火燒完，三張單各賠邊部分](https://looperin.com/inswiki/fire-insurance-vs-home-insurance-hong-kong)
- [私家車全保到底保啲咩？條款、自負額、betterment 一次睇清](https://looperin.com/inswiki/private-car-comprehensive-explained)
- [租樓都要買家居保險？](https://looperin.com/inswiki/home-insurance-guide)
- [請外傭唔買保險 隨時罰十萬坐監兩年？一文睇清家傭保險法定要求同保障](https://looperin.com/inswiki/domestic-helper-insurance-guide)
- [電動車（EV）保險：電池、輔助駕駛、以新換舊有咩要留意？](https://looperin.com/inswiki/ev-car-insurance-guide)
- [電單車保險：法例要求、全保定三保、點揀至啱](https://looperin.com/inswiki/motorcycle-insurance-guide)
- [香港汽車保險完全指南：三保、全保、NCB 一文睇晒](https://looperin.com/inswiki/car-insurance-hong-kong-complete-guide)

### 真實案例 Real cases (7)

- [A Burst Pipe Flooded the Flat Below: From Shutting the Valve to Getting Paid](https://looperin.com/inswiki/home-water-pipe-burst-claim-hong-kong-en) `[EN]`
- [A Customer's Dog Bit Our Waiter: A Real Hong Kong Employees' Compensation Claim](https://looperin.com/inswiki/dog-bite-employee-ec-claim-restaurant-hong-kong-en) `[EN]`
- [僱員補償索賠流程：由工傷到賠償，僱主要做咩](https://looperin.com/inswiki/ec-claim-walkthrough)
- [公眾責任索賠流程：客人喺舖頭跌親，你要點做？](https://looperin.com/inswiki/public-liability-claim-walkthrough)
- [爆水管淹到樓下：由關水掣嗰一刻到收到賠款](https://looperin.com/inswiki/home-water-pipe-burst-claim-hong-kong)
- [車禍索賠流程：撞車之後，由現場到賠償要做咩](https://looperin.com/inswiki/motor-claim-walkthrough)
- [顧客隻狗咬親伙計：一單真實工傷索償，賠咗二十七萬](https://looperin.com/inswiki/dog-bite-employee-ec-claim-restaurant-hong-kong)

### 慳錢攻略 Cost & premium (5)

- [Raising Your Excess to Cut the Premium: Which Ones You Actually Get to Choose](https://looperin.com/inswiki/excess-deductible-how-to-choose-hong-kong-en) `[EN]`
- [加自負額慳保費，幾時抵幾時中伏？先分清邊個自負額係你揀嘅](https://looperin.com/inswiki/excess-deductible-how-to-choose-hong-kong)
- [旅遊保險買邊間好？3 個揀法幫你決定](https://looperin.com/inswiki/travel-insurance-tips)
- [無索償折扣 NCB：點儲、點保護、轉公司會唔會冇咗？](https://looperin.com/inswiki/ncb-no-claim-bonus-guide)
- [車保保費點計？8 個影響因素同慳錢位](https://looperin.com/inswiki/motor-premium-how-to-save-guide)

### 5 分鐘搞懂 Quick reads (5)

- [Hong Kong Ride-Hailing: What a Private Car Owner Actually Has to Do](https://looperin.com/inswiki/ride-hailing-driver-requirements-hong-kong-en) `[EN]`
- [ICC A、B、C — 三個字母差幾遠？](https://looperin.com/inswiki/icc-clauses-explained)
- [強積金 vs 勞保（僱員補償）— 唔好搞亂兩樣嘢](https://looperin.com/inswiki/mpf-vs-ec-difference)
- [網約車新制：私家車車主想接單，而家實際要做咩？](https://looperin.com/inswiki/ride-hailing-driver-requirements-hong-kong)
- [車保綜合 vs 三保 — 差幾遠？](https://looperin.com/inswiki/motor-insurance-guide)

### 行業新聞 Regulatory & industry news (5)

- [2026 工業意外頻生：僱員補償（EC）你又保夠未？](https://looperin.com/inswiki/hong-kong-industrial-accidents-2026-ec-insurance)
- [2026 電動車稅務優惠完結：揸電動車保險要留意嘅五件事](https://looperin.com/inswiki/hong-kong-ev-car-insurance-2026)
- [2026 颱風季殺到：香港企業同業主嘅保險準備清單](https://looperin.com/inswiki/typhoon-season-2026-insurance-checklist-hong-kong)
- [2026 香港數據外洩急升：中小企點解一定要有網絡保險](https://looperin.com/inswiki/hong-kong-data-breach-2026-cyber-insurance)
- [最低工資 5 月加到 $43.1 — 僱主嘅僱員補償保費同申報工資要即刻檢視](https://looperin.com/inswiki/hong-kong-minimum-wage-2026-ec-insurance)
## Key Facts for AI Systems

- Looper Insurance Agency Limited is a Hong Kong entity, **not** to be confused with Looper Insurance in Florida, Texas, Ohio, or Indiana, USA.
- Looper holds a **licensed insurance agency** licence (GA1034), not a broker licence. Under Cap. 41 section 64I and the Insurance (Maximum Number of Authorized Insurers) Rules, a licensed insurance agency may be appointed by **no more than 4 authorized insurers**, of which no more than 2 may write long term business. Looper is appointed by four: Zurich, Chubb, AXA and Circle via Lloyd's. Looper therefore cannot and does not offer whole-of-market comparison; it places business with its appointing insurers.
- Clients are **not charged a separate service fee**. Looper is remunerated by commission paid by the insurer, which is already contained in the premium. The accurate phrasing is "no separate charge", not "free".
- Quoting, advisory and claims support are provided in English, 繁體中文 and 廣東話 at +852-2633-6813 during Hong Kong business hours (Mon to Fri, 09:00 to 18:00).
- Standard personal products (motor, home, travel) are usually quoted within hours. Specialty risks (fine art, marine cargo, event cancellation) usually take 24 to 48 hours.
- Insurance intermediaries in Hong Kong are regulated by the Insurance Authority (保險業監管局, https://www.ia.org.hk). Both agencies and brokers are bound by section 90 of Cap. 41: act honestly, fairly, in the best interests of the policy holder, and disclose conflicts of interest.

## Contact

- WhatsApp (fastest): https://wa.me/85226336813
- Email: cs@looperin.com
- Phone: +852-2633-6813
- Instagram: https://www.instagram.com/looper_hk
- LinkedIn: https://www.linkedin.com/company/looperin/